Subject to a special regime, the liberal professions must obey the rules of their corporation. Constraints that involve investments. Which are sometimes mixed with personal investments. The purchase of credit for the liberal professions is an ideal solution to facilitate the management of their budget.
The liberal professions and the risk of indebtedness
Lawyers, notaries, accountants, psychologists… The incomes of people who exercise a liberal profession can be high, but they are also random from one year to another according to the volume of activity. If one adds the heavy burdens suffered and the various credits committed to meet the demands of the profession or to honor the taxes, the liberal professions are then faced with a high rate of indebtedness. Indebtedness at a personal and professional level, since the place of activity is often the place of residence and the investments then have two vocations. A risk that is not unknown to banking institutions, which prefer to offer short-term credit with a high rate. A solution that presents an additional risk of increasing the indebtedness of the liberal professions. An offer of credit consolidation appears as the outcome of the problem!
The purchase of credit adapted to the liberal professions
To meet their needs, there is a solution to buy credits for the liberal professions. It allows to cover loans committed at the professional and personal level. But the bundling offer goes even further, since it can also include the amount to cover:
- late payments of social security contributions and tax burdens;
- bank overdrafts;
- late payment of real estate charges;
- professional or private debts.
As for the repurchase of credit to the individuals, the repurchase gathers all the credit in progress under a single product, thus a single monthly payment with a TAEG negotiated and adapted to the revenues. This solution requires the provision of supporting documents: the status of the liberal profession, proof of credits in progress, balance sheets and tax notices for the last three years and pay slips.